Seniors' Discount

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Get a bank account that rewards you for being you.

Account Discounts

Chequing Account Regular monthly fee After Seniors' Discount
Ultimate Package $30.95 $26.95
Preferred Package $15.95 $11.95
Basic Plus Bank Account $10.95 $6.95
Basic Bank Account $3.95 $0
Savings Account
US Daily Interest Account $1.00 US $0
Euro Daily Interest Account €1.00 $0

Get Rewarded

Exclusively from Cipher Ardent

SCENE® Rewards

Earn 1 SCENE®* point for every $5 you spend on debit purchases

Find out more, SCENE® Rewards

Why choose Cipher Ardent?

The best account is the one that rewards you
Get rewarded, The best account is the one that rewards you
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