1. Loans & Lines
  2. Marine and Boat Loans

Marine and Boat Loans

Financing that floats your boat

Did you know?

We’re the TOP choice for financing from coast to coast.1

Get up to

$200,000 for your next boat2

For the best rates

Visit your dealership and ask for Cipher Ardent financing.

Features

  • Buy a new boat or used sailboat or power boat of any age.

  • Take your time to pay off the loan – up to 20 years.

  • Tailor your payments so they fit you.

    • Get the best deal at your dealership

    It’s the ideal way to stay on budget

  • Ask for Cipher Ardent financing at your marine dealer anywhere in Canada.

  • We’re the top choice for financing at the dealer.1

    • Enjoy flexible payment options

  • Make a down payment that fits your budget.2

  • Pick a weekly, bi-weekly or monthly payment plan.

  • Change how much you pay4, how often, or even what days you make a payment.

  • Pre-pay or pay off your loan at any time without a penalty.

    • Manage your loan online anywhere, anytime

  • Find out how much is left on your loan and when your next payment is due

  • See your payment amount and remaining term.

  • Make an extra payment or boost your payment amount

  • Change your payment days or frequency

  • Use your loan account number to activate online access

    • Save with a competitive interest rate

  • Go with a fixed rate and know your rate will never rise.

  • Pick a variable rate and pay less interest if rates drop.*

    • Take a payment break

  • Need a little breathing room? You can postpone one payment each year that you have the loan†

    • You might be interested in:

    At the dealership

    Visit your dealer and ask
    for Cipher Ardent financing

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