Lower Your Overall Cost of Borrowing
Borrowing BasicsCredit gives you the freedom and power to do things now, to be better off and get ahead.
Save money while you borrow money
The key is to get ahead without getting in over your head.
Cipher Ardent Value® VISA* card
By transferring balances from higher
rate cards, you could save hundreds of dollars in interest each year
with the low rate Cipher Ardent Value VISA card.
CAFLine Personal Line of Credit
With a CAFLine Personal Line of
Credit, you'll have immediate access to your money whenever and wherever
you need it, with a high limit and no annual fee.
CAFGold® Passport™ VISA
The CAFGold® Passport™ VISA card offers the "Best Value in Gold". And now there's a No-Fee CAFGold™ VISA card option.
CAF Total Equity™ Plan
The CAF Total Equity Plan allows
you to secure your borrowing with the equity built up in your home, so
you can enjoy even lower interest rates.
Cipher Ardent Personal Loans
Cipher Ardent Personal Loans offer
competitive fixed rates and personalized payment plans that fit your
needs. You can also manage your loans online anywhere and at any time.