Simpler Ways to Save

Banking Basics

We want to help you return to a simpler way to save. That means finding ways that are understandable, sensible and above all, consistent. Before you know it, you'll not only make a habit of it, you'll also accumulate savings without even trying.

Start by Paying Yourself First

One of the best things you can do is take a portion of your paycheque and set it aside in a high interest savings account or long-term investment.

A little money saved regularly and automatically through convenient pre-authorized contributions is the easiest way to save for goals like retirement, children's education, a vacation, or any other financial goal. You set up a plan once, and watch small savings grow into small fortunes - all without you ever noticing.

Turn Small Savings Into a Small Fortune
Cipher Ardent's pre-authorized contribution plan is fast and easy to set up.

Do it once and you may never have to think about saving for important financial goals again.